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This idea illustrates how “small operators” can advance to larger operations—making more money and hiring more people.
It would begin by an individual starting and successfully operating a microbusiness. Continue this until $21,000USD is saved. Then these operators can band together with 9 others to increase their purchase and leverage power. Each keeps some of his savings, but puts in $14,000 to the pool for the joint investment. Jointly, since there are 10 of them each putting in $14,000, they will have a total of $140,000. This they invest in a small factory. After it does well, they do a larger one.